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Congressman Jerry McNerney

Representing the 9th District of California

Consumer Protection

Business Opportunities

You may currently be interested in an exciting business opportunity. However, before opening your checkbook, be sure to thoroughly check the offer. Fraudulent business opportunity promoters tout all kinds of offers, from pay phone and vending machine routes to work-at-home businesses like medical billing and envelope stuffing. Too often, these ads make promises - about earnings, locations, merchandise, or marketability — that sound great, but aren't truthful. Learn more about considering a business opportunity.

Children’s Online Privacy Protection

The Children’s Online Privacy Protection Act (COPPA) requires the Federal Trade Commission to issue and enforce rules concerning children's online privacy. The primary goal of COPPA: placing parents in control over what information is collected from their children online. Learn more about COPPA

Computer Technology and the Internet

All too often, computers are hacked and online personal information is released without the knowledge or permsission of an individual. These are most practical tips from the federal government and the technology industry to help you guard against Internet fraud, secure your computer, and protect your personal information.

Credit and Insurance

Many companies that solicit new credit card accounts and insurance policies prescreen potential customers for the products they offer. Learn more from the Federal Trade Commission about prescreened offers of credit and insurance.

Credit and Loans

Whether shopping for a mortgage or auto loan, checking the accuracy of your credit report, or dealing with debt collectors, you are involved in some kind of financial transaction almost every day. Learn more about credit and loan information.

Cross-Border Fraud

Cross-border fraud is a serious problem — and it appears to be growing. For example, consumers in the U.S. and other countries lose billions of dollars each year to telemarketers  across the border who pitch bogus products, services and investments. They also lose money to Internet scam artists who operate anonymously from places outside the U.S. The most common cross-border frauds pushed by telemarketers, spam emailers or misleading advertisements involve phony prize promotions, foreign lottery schemes, advance-fee loan rip-offs, travel offer scams, and unnecessary credit card loss "protection." Learn more about cross border fraud.

“Do Not Call” Registry

The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at the Federal Trade Commission website. You can register your home or mobile phone for free. Learn more about the National Do Not Call Registry.

Gas Saving Tips

Here you can find important information about saving gas.

Home Energy Savings

Whether you are buying a refrigerator, thinking about ways to reduce your home heating and cooling bills, or trying to save money on gas, there are ways that can save you money in every room of your home. Learn more about saving energy.

Identity Theft and Information Security

Are you taking steps to protect personal information? Safeguarding sensitive data in your files and on your computers is a vital step in preventing fraud or identity theft. Learn more about protecting personal information.

Investments

Get the facts on how to invest wisely and avoid fraud with the latest investor updates from the Securities and Exchange Commission.

Mail Fraud 

Phony job opportunities, postal job scams, and fake charities are among the many types of postal fraud. Learn more about mail fraud schemes.

Office Supply Scams

Has your business ever been targeted by an office supply scam? Could it? Office supply fraud costs its victims — large and small businesses, as well as schools, government agencies, and nonprofit institutions — an estimated $200 million per year. These scams generally involve the deceptive sale of products that businesses purchase on a regular basis — like printer paper, copy toner, light bulbs or cleaning materials. Learn more about office supply scams.

Email Spam

Do you receive lots of junk email messages from people you don't know? It's no surprise if you do. As more people use email, marketers are increasingly using email messages to pitch their products and services. Some consumers find unsolicited commercial email - also known as "spam" – annoying and time consuming; others have lost money to bogus offers that arrived in their email in-box. Learn more about spam e-mail.